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this site gives access to services offered by comenity capital bank, which is part of bread financial. Big lots accounts are issued by comenity capital bank. this site gives access to services offered by comenity capital bank, which is part of bread financial. Big lots accounts are issued by comenity capital bank. there are several options to pay your bill: Acceptable forms of payment. access your big lots credit card account. Pay your bill, review statements, update personal information and much more from your computer, tablet or phone when you. there are several options to pay your bill: protecting your privacy and account security is our top priority — that's why we use the latest encryption technology to give you peace of mind while you access your account.